What is Medicare Part A?

The part of Medicare that pays for inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care. You typically do not pay a premium for your Medicare Part A.

What is Medicare Part B?

Medicare medical insurance that helps pay for doctors' services, outpatient hospital care, durable medical equipment, and some medical services that aren't covered by Part A. You typically pay a premium for Medicare Part B.

What is Medicare Part C?

Health plan options that are approved by Medicare but run by private companies. They are part of the Medicare Program.

With Medicare Advantage Plans:

• You generally get all your Medicare-covered health care through that plan.
• Coverage can include prescription drug coverage.
• You may get extra benefits, such as coverage for vision, hearing, dental, and/or health and wellness programs.
• You may have lower out-of-pocket costs than the Original Medicare Plan.
• You may have to use the plan's doctors and hospitals to get services.

What is a Medicare Supplement?

Medicare does not always completely cover your medical expenses. A number of co-payments and deductibles remain your responsibility.

These often costly expenses can be eased with the help of a Medicare Supplement insurance plan. When Medicare does not cover the entire doctor's bill, a Medicare Supplement's basic benefits often take care of the remaining costs, so you do not have to pay unexpected out-of-pocket costs.

Where can I find help choosing a Medicare Supplement?

At Medicare Supplement Shopping Service, a service of Hardin Insurance, we are dedicated to finding the right plan for you. We can help you avoid the difficulties of searching on your own for a Medicare Supplement, as we represent a number of excellent Medicare supplement providers.

How can I get a Medicare Supplement quote?

If you provide us with your age, sex, location within the state, and your tobacco use, we can search the many supplement plan options and find the Medicare Supplement most suited to your individual requirements. Just fill out a quote form by clicking on the link below, and we will take a look at your information and search the Medicare supplement plans we represent for the best plan for your supplement needs.

Click Here to get a quote

When am I allowed to switch Part D Prescription plans?

If you currently have Medicare prescription drug coverage, you should review your coverage each year in the fall. You may want to switch Medicare drug plans if another plan better meets your needs, and all plans can and usually do change every year. Generally, you can only switch plans from November 15th - December 31st of each year.

What does "per person, per visit" mean?

In regards to Medicare Advantage plans providers may decide to accept an advantage plan on a "per person, per visit" basis. This means that if a doctor takes your advantage plan today he does not have to accept your plan on the next visit. It also means that if he accepts your friend with the same plan, he does not have to accept you with the same plan.

What does "any willing doctor" mean?

This term usually refers to who will accept a Medicare Advantage plan, meaning a doctor, hospital, or other health care provider that agrees to accept the plan's terms and conditions related to payment and that meets other requirements for coverage.

What is Long Term Care?

A variety of services that help people with health or personal needs and activities of daily living over a period of time. Long-term care can be provided at home, in the community, or in various types of facilities, including nursing homes and assisted living facilities. Most long-term care is custodial care. Medicare doesn't pay for this type of care. More Information...